Myth: Pregnancy won’t be covered
This Myth in India has arisen due to the fact that till a couple of years back most health insurance companies were not willing to cover pregnancy, since they viewed it as a sure-shot claim in most cases. This has however changed and insurers have now started to cover pregnancy in the health insurance cover as well. However, there certain conditions and depending on your policy you may find that some policy require a waiting period of 3 years before they cover pregnancy related claims, while some would only cover the 1st pregnancy.
Whatever the case is, pregnancies are now covered though conditionally, so when you do opt for a Health Insurance, check out the pregnancy clause and its conditions.
This Myth in India has arisen due to the fact that till a couple of years back most health insurance companies were not willing to cover pregnancy, since they viewed it as a sure-shot claim in most cases. This has however changed and insurers have now started to cover pregnancy in the health insurance cover as well. However, there certain conditions and depending on your policy you may find that some policy require a waiting period of 3 years before they cover pregnancy related claims, while some would only cover the 1st pregnancy.
Whatever the case is, pregnancies are now covered though conditionally, so when you do opt for a Health Insurance, check out the pregnancy clause and its conditions.
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